AMM Financial Solutions

Building your credit score in 90 days is absolutely possible with the right steps and consistency. Here’s a focused 90-day credit-building plan to help you boost your score effectively:

Disputing inaccurate or unfair information on a credit report is an important part of maintaining a healthy credit score. Credit disputes generally fall into categories based on the type of information being challenged. Here’s a comprehensive list of every common credit dispute and the reasons behind them:

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✨Alright! Here’s a tax tip specifically for business owners or side hustlers:

Deduct your home office — but do it right.📄
If you use part of your home exclusively and regularly for business, you can deduct a portion of rent/mortgage, utilities, internet, and more. You can use the simplified method (up to $1,500 max) or go with the actual expense method for potentially bigger savings.

Bonus tip:🤑
If you drive for your business (e.g., to meet clients, pick up supplies), track your mileage — it’s worth 67 cents per mile in 2024. That adds up fast.

✨Here’s a solid tax tip:

Max out your retirement contributions.📄
Contributing to a traditional IRA or 401(k) can reduce your taxable income for the year. For 2024, you can contribute up to $23,000 to a 401(k) if you’re 50 or older (or $19,500 if under 50), and up to $7,000 to an IRA if you’re 50 or older ($6,000 if under 50).

This not only lowers your tax bill now, but helps you build future savings. Win-win.✍️

Getting bookkeeping services is a game-changer for a business — here’s why:


✨ Accurate Financial Tracking

Bookkeepers keep your income and expenses organized, which helps you understand how your business is really doing. No more guessing — just real numbers.

✨Saves Time

Instead of spending hours sorting receipts or reconciling bank statements, you can focus on actually growing your business. Time is money.

✨ Tax Time Becomes a Breeze

Good books = less stress during tax season. A bookkeeper keeps things clean and ready for your accountant, potentially lowering your tax prep bill and minimizing errors or missed deductions.

✨Helps You Stay Compliant

From sales tax to payroll filings, a bookkeeper helps you avoid missed deadlines and penalties. That peace of mind is priceless.

✨ Supports Better Decisions

When your books are up to date, you can make smarter business decisions — like when to invest, hire, or scale back.

✨ Easier Access to Loans or Investors

Clean, organized financials make you look way more professional and trustworthy to banks or investors. Messy books? That’s a red flag.

Tax season lasts until April 15th, so make sure to bring me those W-2 forms. ✍️✍️📄📄

Tax Tip📣📣

After your return is processed, you’ll have access to your 2024 tax period transcript. Here are some important IRS codes to keep an eye on:

📝 Tax Code Descriptions:
🔹 570 – Additional Action Required
🔹 420 – Examination (Audit Review)
🔹 846 – Refund Issued 💰
🔹 776 – Refund Applied to Debt 💳
🔹 821 – Refund On Hold 🚫
🔹 900 – Tax Return Reversed

Stay updated and maximize this tax season! If you have any inquiries, I’m here to assist you. 💼💵✨

📣 Tax Tip 📍

TAX REFUNDS ARE PROCESSED IN 3 STAGES ⚠️

✅ Stage 1: Return Received
This means the IRS has received your tax return and it’s currently in the processing stage.

✅ Stage 2: Refund Approved
Once the IRS processes and approves your return, this stage is marked. Typically, this happens about 21 days after the IRS confirms they’ve received your return.

✅ Stage 3: Refund Sent
This means the IRS has sent your refund to your bank for direct deposit or mailed a check. The Where’s My Refund? tool will show the date your payment was sent.

Note: The IRS updates their system once a day (usually overnight).

⚠️ Also, keep in mind: The Where’s My Refund? tool is offline every Monday from midnight to 3:00 am Eastern Time for routine maintenance.

Tip: Checking your refund status multiple times a day isn’t necessary. The IRS opens on January 27th, so please allow up to 21 days for your refund if no additional info is required.

URGENT: Is Marketplace Insurance Holding Up Your Tax Return?

If the IRS rejected your tax return, you might be missing a crucial form—the 1095-A Premium Tax Healthcare Form from the Marketplace. This can happen even if you had no idea you were enrolled in Marketplace insurance.

Act Now to Fix It:
1️⃣ Call 1-800-318-2596 IMMEDIATELY.
2️⃣ Say: “I need my 1095-A form to file my taxes. Can you read it to me?”
3️⃣ Write down these key details:
• Policy Number (Line 1)
• Annual Totals (Lines 33A, 33B, and 33C)

🚨 Time is running out! Once you have this info, send it to your tax professional ASAP to avoid further delays. Don’t let this hold up your refund—take action NOW!

Tax season is here, and the IRS is now accepting tax returns! 🎉 This is the perfect time to file and start the process to receive your refund! Additionally, we are providing advance refund loans of up to $7,000 so you can access your money sooner.

After filing, the best way to track your refund accurately is by checking your IRS Transcript. 📑 Make sure to create an ID.me account to stay informed about any updates and activities related to your tax account. This will provide you with real-time information and help you stay on top of any developments.

📅 Are you ready to file? Schedule an appointment today and let's get everything sorted out for you!

Call NoW‼️(662) 877-3618

Email: [email protected]