Healthy Wallet 101

I am not against credit cards, but I am against the lack of discipline that results from using credit cards because of perks.

Credit card companies are there to make money like any business. And they achieve their objective by letting you dig yourself into debt. Remember: debt doesn’t allow today’s money to fund your future because it is stuck paying for yesterday’s mistakes.

Don’t sacrifice your financial freedom for credit card points. If you use credit cards, always pay the full balance every month to avoid paying interest. And if you have credit card debt, DM the word “DEBT” to receive a free resource on tackling debt quickly.

As always, reminding you to supercharge your finances with minimum resistance and maximum speed.

-Franck