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06/02/2026
Lighthouse Group
Why Health Insurance Costs Vary By Person: The Real Factors Behind Different Premiums
We hear this question constantly: why does one person pay $5 per month for health insurance while another pays $400 for what looks like the same coverage? The frustration is real, and the answer isn’t simple. Why health insurance costs vary by person depends on multiple individualized factors including modified adjusted gross income, household size, […]
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