Toby Gerfen - Licensed Insurance Agent

🌅 Monday Medicare Reminder 🌅

Good morning!

Hi friends – I’m here to help guide you with everything Medicare. Whether you’re turning 65, reviewing your plan, or just have a few questions—let’s make it simple together.
• ✅ Understanding your benefits?
• ✅ Stuck on dental, vision, or prescription coverage?
• ✅ Wondering if you’re eligible for Extra Help or cost-saving programs?

Reach out anytime—no question is too small.

Wishing you a peaceful morning and a wonderful start to your week!

📬 MEDICARE TIP — EXTRA HELP: THE SECRET SAVER MOST MISS

✨ Did you know there’s a little-known Medicare program that could save you thousands on prescription drugs?

It’s called Extra Help, and it assists with:
• 💊 Lowering drug copays
• 📉 Reducing or eliminating the Part D premium


But here’s the surprise:
👉 Many people who qualify have no idea it even exists.

The best part? You don’t have to guess — I’ll help you find out if you qualify.

✅ Wondering what the income limits are?
✅ Not sure how to apply?
✅ Think you might qualify but don’t want to deal with the paperwork?

I’ll walk you through it with kindness and clarity.