Maggard Insurance Group

Summer plans starting to stack up? Now’s the perfect time for a quick insurance check on all your favorite summer toys so the fun doesn’t come with unexpected costs.

From ATVs and campers to boats and motorcycles, each one needs the right protection—especially here in hail‑prone Wyoming and throughout Colorado and Arizona. Our team can walk you through coverage options so you can hit the road, water, or trails with confidence.

Not sure if everything is properly covered before summer kicks off? Give our team at Maggard Insurance Group a call. We’re here to help you head into every adventure fully protected.

We're celebrating Cinco de Mayo with something delicious from our team to yours! We found a great Chicken Enchilada Dip recipe from Delish that's quick, easy, and perfect for any gathering.

If you end up making it, we'd love to hear how it turns out for you.

Here's to a fun and flavorful Cinco de Mayo!

Recipe: https://www.delish.com/cooking/recipe-ideas/a49954/chicken-enchilada-dip-recipe/

With National Small Business Week underway, our team at Maggard Insurance Group is highlighting a few important coverage considerations for small businesses navigating tighter budgets.

When expenses rise, it can be tempting to scale back on insurance. But being underinsured can create far bigger challenges when something unexpected happens.

Here are a few common risks small businesses face when coverage falls short:

• A loss becomes an out-of-pocket expense – If your building, equipment, or inventory are underinsured, you may end up paying the difference after a fire, theft, or storm, even if you have a policy in place.

• Income stops, but bills don’t – Property coverage helps with repair costs, but without proper business income coverage, payroll, rent, and operating expenses continue even when cash flow doesn’t.

• Liability claims exceed your limits – Legal fees, settlements, and medical bills can add up quickly and surpass what your policy covers.

If you’re unsure whether your current coverage keeps your business protected, we’re here to help. Our team can walk you through options that fit your budget while supporting your long‑term stability.

We want to take a moment to wish everyone a warm and joyful Easter. We hope your weekend is filled with meaningful moments, time with the people you love, and maybe a little extra chocolate along the way.

As spring settles in across Wyoming, Colorado, and beyond, our team is here if you have any home, auto, or life insurance questions. We’re all ears and happy to help however we can!