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To Knowledge on all health insurance legislation and note changes that may affect your rights as a consumer. Crouch Insurance Services, LLC believes in Customer Service, everyone is accountable for the work and relationships we make during our life here on earth. We strive to bring back the personal consideration and relationship that everyone deserves. The world of health insurance can be very co
Attention my BCBSNC under 65 clients!!!!!
This is information from BCBSNC regarding Binder Payment for 2026 plan year.
Binder Payment Requirements:
A binder payment is required when a member renews on a DIFFERENT PRODUCT (on marketplace) than their current year product (e.g., from Blue Advantage to Blue Care, etc.).
Illustration:
* Member is enrolled in Blue Advantage in Greensboro
* Switches to Blue Home with Cone Health
Since the member is changing to a different product a binder payment is needed, and autopay will need to be re-established.
However, in this scenario where:
*Member is enrolled in Blue Care Gold Standard A
* Switches too BlueCare Silver Choice A
Since the member is changing to a different plan but the same product a binder payment is not needed, and autopay will not have to be reestablished.
Contact me with any questions
704-564-8201
Patricia Combs
BCBSNC Agent
10/21/2025
Contact me for more Information
04/24/2025
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