Frontline Real Estate

❓ we get often: What is DTI (Debt-to-Income Ratio)?

DTI is a percentage that tells lenders how much 💰 you spend on monthly debt payments versus how much money you have coming into your household.

What is good/bad? There are many different offerings and options, but typically you need 50% or less to qualify for a conventional loan and a max of 57% for FHA loans.

Thanks Mid-Hudson Valley Federal Credit Union for the graphic!

There are benefits and down-sides to every market. Here is an interesting article taking a look at the benefits of buying investment properties in this market.

'We Are Entering The Best Real Estate Market Opportunity Since 2008': Why This Billionaire Investor Is Aggressively Buying Income-Producing Properties If you own a home or have been interested in buying one, you are aware of the sizeable U.S. residential real estate downturn. Sales numbers are dropping to their lowest rates since 2020, but interest rates continue to rise to around 6.5%. This scenario doesn’t mean investors should look to another...