Realtor Monique Fair

Closing costs are fees and expenses incurred during the closing of a real estate transaction. These costs, like lender fees, title fees, and attorney fees, are typically paid by the buyer but can also be negotiated to be paid by the seller. Pre-paids are expenses that are paid in advance at the time of closing to cover certain ongoing costs related to homeownership. These expenses, like property taxes or homeowners insurance, are typically prorated and paid upfront to ensure there are sufficient funds for these expenses.

What do you love about your current neighborhood? If you are thinking about moving, what do you hope to find in your new neighborhood that you aren’t ready to give up? If you are on the hunt, I can help you find a place that has the perks you love!

If you’ve already filled out a mortgage application and received a mortgage loan pre-approval letter — congrats! Getting pre-approved shows a seller that your financing is in order and you’re serious about purchasing a home. But how do you use that letter and how long are preapprovals on mortgages good for until they expire? Let’s find out.

Some people use the terms interchangeably, but there are important differences that every homebuyer should understand. If you’re getting ready to start the home buying journey, you should consider getting pre-qualified to get an idea of what you can afford.

The way you present your house matters - if it's cluttered and messy, buyers may assume you haven't taken good care of the house, even if you have. Don't assume potential buyers will overlook your clutter and focus on your house's potential. Get rid of the clutter, and make your house look as spacious and inviting as possible when you are getting ready to list your home!