Homebased Financial Educator

#𝗪𝗵𝗼𝗶𝘀𝗜𝗠𝗚

✓🌐𝗜𝗠𝗚 𝗶𝘀 𝗮 𝗰𝗼𝗺𝗺𝘂𝗻𝗶𝘁𝘆 𝗼𝗳 𝘀𝗮𝘃𝗲𝗿𝘀 𝗮𝗻𝗱 𝗶𝗻𝘃𝗲𝘀𝘁𝗼𝗿𝘀.

✓🌐𝗜𝗠𝗚 𝗶𝘀 𝗮 𝗴𝗿𝗼𝘂𝗽 𝗼𝗳 𝗲𝗱𝘂𝗰𝗮𝘁𝗼𝗿𝘀 𝗮𝗻𝗱 𝗳𝗶𝗻𝗮𝗻𝗰𝗶𝗮𝗹 𝗲𝗱𝘂𝗰𝗮𝘁𝗶𝗼𝗻 𝗮𝗱𝘃𝗼𝗰𝗮𝘁𝗲𝘀

✓🌐𝗜𝗠𝗚 𝗶𝘀 𝗮 𝗺𝗲𝗺𝗯𝗲𝗿𝘀𝗵𝗶𝗽 𝗽𝗹𝗮𝘁𝗳𝗼𝗿𝗺 𝘄𝗶𝘁𝗵 𝗺𝗮𝗻𝘆 𝗯𝗲𝗻𝗲𝗳𝗶𝘁𝘀, 𝗶𝗻𝗰𝗹𝘂𝗱𝗶𝗻𝗴 𝗮𝗰𝗰𝗲𝘀𝘀 𝗮𝗻𝗱 𝗱𝗶𝘀𝗰𝗼𝘂𝗻𝘁𝘀 𝘁𝗼 𝗺𝗮𝗻𝘆 𝗳𝗶𝗻𝗮𝗻𝗰𝗶𝗮𝗹 𝗽𝗿𝗼𝗱𝘂𝗰𝘁𝘀.

✓🌐𝗜𝗠𝗚 𝗶𝘀 𝗮 𝘀𝗰𝗵𝗼𝗼𝗹 𝗳𝗼𝗿 𝗰𝗼𝗻𝘁𝗶𝗻𝘂𝗲𝗱 𝗳𝗶𝗻𝗮𝗻𝗰𝗶𝗮𝗹 𝗲𝗱𝘂𝗰𝗮𝘁𝗶𝗼𝗻.

✓🌐𝗜𝗠𝗚 𝗶𝘀 𝗮 𝘄𝗮𝘆 𝘁𝗼 𝗴𝗿𝗼𝘄 𝘆𝗼𝘂𝗿 𝗶𝗻𝗰𝗼𝗺𝗲 𝗯𝘆 𝗵𝗲𝗹𝗽𝗶𝗻𝗴 𝗼𝘁𝗵𝗲𝗿 𝗽𝗲𝗼𝗽𝗹𝗲 𝘀𝗮𝘃𝗲 𝗮𝗻𝗱 𝗶𝗻𝘃𝗲𝘀𝘁.

✓🌐𝗜𝗠𝗚 𝗵𝗲𝗹𝗽𝘀 𝗲𝘃𝗲𝗿𝘆𝗼𝗻𝗲 𝘁𝗼 𝗵𝗮𝘃𝗲 𝗮𝗰𝗰𝗲𝘀𝘀 𝘁𝗼 𝗮𝗳𝗳𝗼𝗿𝗱𝗮𝗯𝗹𝗲 𝗳𝗶𝗻𝗮𝗻𝗰𝗶𝗮𝗹 𝘀𝗼𝗹𝘂𝘁𝗶𝗼𝗻𝘀.

✓🌐𝗜𝗠𝗚 𝘁𝗵𝗲 𝗰𝗼𝗺𝗽𝗮𝗻𝘆 𝗵𝗮𝘀 𝗯𝗲𝗲𝗻 𝗮𝗿𝗼𝘂𝗻𝗱 𝗳𝗼r 21 𝘆𝗲𝗮𝗿𝘀, 𝗮𝗻𝗱 𝗹𝗼𝗼𝗸 𝗮𝘁 𝗵𝗼𝘄 𝘄𝗲 𝗳𝗹𝗼𝘂𝗿𝗶𝘀𝗵𝗲𝗱!

𝗢𝗨𝗥 𝗠𝗜𝗦𝗦𝗜𝗢𝗡.
𝗧𝗼 𝗵𝗲𝗹𝗽 𝗰𝗿𝗲𝗮𝘁𝗲 𝘄𝗲𝗮𝗹𝘁𝗵 𝗳𝗼𝗿 𝗳𝗮𝗺𝗶𝗹𝗶𝗲𝘀
𝗧𝗼 𝗺𝗮𝗸𝗲 𝗮 𝗱𝗶𝗳𝗳𝗲𝗿𝗲𝗻𝗰𝗲 𝗳𝗼𝗿 𝗳𝗮𝗺𝗶𝗹𝗶𝗲𝘀 𝘀𝗼 𝘁𝗵𝗲𝗿𝗲 𝘄𝗶𝗹𝗹 𝗯𝗲 𝗡𝗼 𝗳𝗮𝗺𝗶𝗹𝘆 𝗹𝗲𝗳𝘁 𝗯𝗲𝗵𝗶𝗻𝗱.

𝗪𝗛𝗔𝗧 𝗪𝗘 𝗗𝗢.
𝗪𝗲 𝗵𝗲𝗹𝗽 𝗽𝗲𝗼𝗽𝗹𝗲 𝗠𝗼𝘃𝗲 𝗳𝗿𝗼𝗺 𝗗𝗿𝗲𝗮𝗺𝗶𝗻𝗴 𝘁𝗼 𝗗𝗼𝗶𝗻𝗴. 𝗪𝗲 𝗯𝗿𝗶𝗻𝗴 𝗹𝗶𝗳𝗲-𝗰𝗵𝗮𝗻𝗴𝗶𝗻𝗴 𝗳𝗶𝗻𝗮𝗻𝗰𝗶𝗮𝗹 𝗰𝗼𝗻𝗰𝗲𝗽𝘁𝘀 𝗮𝗻𝗱 𝘀𝗼𝗹𝘂𝘁𝗶𝗼𝗻𝘀 𝘁𝗼 𝗺𝗶𝗱𝗱𝗹𝗲 𝗶𝗻𝗰𝗼𝗺𝗲 𝗶𝗻𝗱𝗶𝘃𝗶𝗱𝘂𝗮𝗹𝘀 𝗮𝗻𝗱 𝗳𝗮𝗺𝗶𝗹𝗶𝗲𝘀 𝘄𝗵𝗼 𝗮𝗿𝗲 𝗼𝘃𝗲𝗿𝗹𝗼𝗼𝗸𝗲𝗱 𝗯𝘆 𝘁𝗵𝗲 𝗳𝗶𝗻𝗮𝗻𝗰𝗶𝗮𝗹 𝗶𝗻𝗱𝘂𝘀𝘁𝗿𝘆.

𝗜𝗳 𝘆𝗼𝘂 𝗮𝗿𝗲 𝗶𝗻𝘁𝗲𝗿𝗲𝘀𝘁𝗲𝗱 𝘁𝗼 𝗹𝗲𝗮𝗿𝗻 𝗺𝗼𝗿𝗲 𝗮𝗯𝗼𝘂𝘁 𝗜𝗠𝗚 𝗮𝗻𝗱 𝗶𝘁𝘀 𝗕𝗲𝗻𝗲𝗳𝗶𝘁𝘀.

𝗔𝘁𝘁𝗲𝗻𝗱 𝗼𝘂𝗿 𝗙𝗿𝗲𝗲 𝗙𝗶𝗻𝗮𝗻𝗰𝗶𝗮𝗹 𝗲𝗱𝘂𝗰𝗮𝘁𝗶𝗼𝗻 𝗮𝗻𝗱 𝗕𝗲𝗻𝗲𝗳𝗶𝘁𝘀 𝗢𝗿𝗶𝗲𝗻𝘁𝗮𝘁𝗶𝗼𝗻
𝗔𝗻𝘆 𝘁𝗶𝗺𝗲, 𝗔𝗻𝘆𝘄𝗵𝗲𝗿𝗲 𝗮𝘁 𝘆𝗼𝘂𝗿 𝗙𝗿𝗲𝗲 𝗧𝗶𝗺𝗲
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𝗣.𝗦. 𝗕𝗲 𝗙𝗜𝗡𝗔𝗡𝗖𝗜𝗔𝗟𝗟𝗬 𝗘𝗗𝗨𝗖𝗔𝗧𝗘𝗗 𝗮𝗻𝗱 𝗗𝗜𝗦𝗖𝗢𝗩𝗘𝗥 𝘁𝗵𝗲 𝗥𝗘𝗔𝗟 𝗪𝗔𝗬 𝘁𝗼 𝗜𝗡𝗩𝗘𝗦𝗧 𝗮𝗻𝗱 𝗕𝗨𝗜𝗟𝗗 𝗔 𝗦𝗢𝗟𝗜𝗗 𝗙𝗜𝗡𝗔𝗡𝗖𝗜𝗔𝗟 𝗙𝗨𝗧𝗨𝗥𝗘!

𝗜𝗻 𝗜𝗠𝗚 𝗪𝗘 𝗘𝗗𝗨𝗖𝗔𝗧𝗘, 𝗪𝗘 𝗖𝗔𝗥𝗘.

📌Bakit Kaiser Long-term Healthcare, Most 18 Life Insurance?

Sabi ko naman:

✅ ito po ang mga kulang ko, Major Financial Needs, Solid Financial Foundation

✅ ito kasi ang magiging instant pamana ko sa pamilya ko incase kunin tayo ni Lord anytime

✅ ito po ang mga kinakailangan upang ma achieve ang Financial security at totoong asenso

✅ ito po ang kinkolekta ko, mga assets, hindi liabilities

✅ maaaring mas matindi pa kesa 3x or 10x of your money ang pwedeng ma ibigay sa pamilya mo

✅ Pwede mong e donate sa Simbahan or School ang insurance proceeds incase pumanaw tayo

✅ ito po ay leverage, and partnerhip between you (policy owner) and insurance company. Bayad mo sa kanila maliit, pero kung may mangyari, bayad nila sa pamilya mo malaki

✅ ito po ay instant at systematic "abuloy" plan. Para na ring may maraming tao ang nagbibigay sa pamilya mo ng financial help (millions), kung magkakasakit o ma "dido" ka.

✅ Sa pag transfer ko ng assets or wealth sa pamilya ko, maaaring tax free kasi at affordable ang mga ito compared to other investments like properties

✅ ito kasi ang mag bigay protection para maiwasang hindi maubos o ma deplete ang savings at investments tuwing magkakasakit

✅ ito kasi ang mga bagay na wala ang aking mga magulang, wala sila nito, especially ang healthcare and health insurance. Kaya every time pag nagkakasakit sila, o nagpapagamot sila chip-in2x talaga. Ayaw kung maranasan yan sa aking anak at pamilya

✅ Ito ay available at accessible ang pag apply, kahit online pwede.

✅ Habang ako ay healthy and fit, at walang history ng major illness, pwede pa akong ma approve sa mga health insurance and life insurance

✅ It's one way to show my love and care for my family, today and in the future - less headache and less financial burden on their part should anything happen to me.

✅ Breadwinner po ako, bilang magulang, dapat insured tayo. Kung magkakasakit ang mga bata, bilang isang magulang, hahanap tayo ng paraan at pera, pero kung magkakasakit ang magulang, walang magagawa ang mga anak. Kaya ang magkaroon ng mga health and life insurance ay isang wise move.

Kung gusto mong malaman kung kulang o sapat naba ang Financial Protection mo ngayon, let's do a quick Financial Check-up.

Kung ang Medical Check-up, ay para sa Body at Mental Wellness..

Ang Financial Check-up naman ay para sa Financial Wellness.

Financial Wellness leads to Financial security. ✨

R E T I R E M E N T

1. One day you will retire. You won't be going to work. You won’t have office power any more. No influence or at best, a reduced influence. Your cash flow will also reduce! Check retirement date on your payslip.

2. Always go for your 30days annual leave. Whatever you do during your leave, is what you will be doing when you retire. If all you do is to sleep or watch TV, then that’s what you are likely to do in your retirement. Remember the book of Proverbs. A little sleep and a little slumber, so shall your poverty multiply.
Watching Big Brother will not save you heartache in retirement. Learn a trade or a skill during your leave. It will come handy. Spend your after-office hours learning something. Don’t spend it sleeping, Gossiping, watching TV!! Same goes for your weekend. Make them productive. You will thank yourself for spending your time productively.

3. Invest for your retirement... your children are not retirement investment. Don’t bank on your children’s support or the support of friends or relations. That’s a BIG risk. It may not happen. Be ready to take care of yourself!! Everyone has his own responsibilities. They won’t be able to help you that much. You will also lose your dignity and respect if you adopt a life of begging.

4. Start a hobby early in your working days to take you along when you retire. Rearing chicken, farming or own a shop. Acquire marketable skills (not useless paper certificates), etc.

5. Where shall you retire. Build yourself a home. Don't retire and start to rent a house or refuse to vacate government house. You will be at the mercy of your landlord at a time when your cash flow is not only reduced but unpredictable!!

6. Who shall be your dependants. By the time you retire, your children should be above 18, and self reliant.

7. Don't retire and stay in a big city unless you can TRULY afford it. You can't continue living in a big city after 60 with limited financial resources. The language and the hustle will be hard for you. Where possible, Relocate to a less expensive town where your reduced take home (pension) can go further.

8. Have property which can be rented or converted into cash. Have shares that pay good dividends. Plant cash trees. Rear goats, cultivate vegetables etc. these activities will not only give you income but will also keep you healthy.

9. Live a simple life. If you never built a house at your rural home, dont use your retirement package to build. It is unwise unless you plan to live there on a permanent basis or you are super rich and therefore can afford the luxury. The choice is yours.

Note that many of retirees die early because of the following:

1. They are Not mentally prepared to retire.
2. Lack of finances
3. They Lapse into Depression
4. They develop Hypertension/ Diabetes because of worries, anxiety and uncertainty and financial pressures.

YOUR DESK AT YOUR WORK PLACE IS NOT PERMANENT. PLAN FOR YOUR RETIREMENT.

IMG - International Marketing Group

SIMPLEHAN LANG NATIN 😊

Kapag mag-enroll ka ngayon as IMG Preferred Member, "automatic investor" ka na din sa stock market (thru Mutual Fund). Later on, with proper financial mentoring, pwede ka na din maging stock market trader.

Investor ka na, may mga Membership Benefits ka pa. 𝙄𝙣𝙫𝙚𝙨𝙩𝙞𝙣𝙜 𝙬𝙞𝙩𝙝 𝘽𝙚𝙣𝙚𝙛𝙞𝙩𝙨 ang tawag dyan. Be an IMG member today hindi ka lang maging investor, you can also avail to over 48 benefits

Start now! Be part of IMG... the community of savers, investors and entrepreneurs 😊

INVEST NOW!

𝑺𝑻𝑶𝑪𝑲 𝑴𝑨𝑹𝑲𝑬𝑻 𝑰𝑺 𝑺𝑻𝑰𝑳𝑳 𝑶𝑵 𝑺𝑨𝑳𝑬 𝑨𝑵𝑫 𝑶𝑵 𝑰𝑻𝑺 𝑾𝑨𝒀 𝑻𝑶 𝑹𝑬𝑪𝑶𝑽𝑬𝑹𝒀!

Investing now when the Market is low is like buying stocks at the price from 5-10 years ago! 😱
After this pandemic, hindi na siya ganyan ka sale!!!

Investing kasi has 2 types.
Direct and Indirect.

Direct investment is when ikaw yung bumibili mismo ng stocks from companies. Ikaw ung mismo mag seset up ng acct mo, mag mmonitor ng stock market almost everyday.

Sa indirect investment naman, meron tayong tinatawag na Fund Manager. Siya ang gumagawa and nag aasikaso ng lahat. Siya na din nag dedecide saan pinaka best na industry ilagay ang pera mo para mag grow siya.

I use the Indirect investment, ibig sabihin there are credible and established fund manager na mag mamanage ng money niyo and hindi kana need mag monitor everyday.

If you want to know more about Indirect stocks, please send me message! 🙏🏾