The Rich Mindset

How do Filipinos deal with healthcare?

1) Wala. Some do not even have Philhealth because they are informal workers. So if they get sick, the solution is utang or beg.

2) Philhealth. Common for the working Filipinos but KULANG because it cannot shoulder the full cost of healthcare. Healthcare is not just hospitalization. Healthcare also includes medicines.

3) Family. Some Filipinos rely on their family to help them in times of need. This is not really reliable and is unfair to the people who end up paying for others.

4) Company. Some companies have good healthcare programs but it is only good while you are employed with them. As soon as you resign or get fired, you will no longer enjoy that benefit. You cannot work forever. Do you really want to work forever?

5) Prepaid health cards and coop health insurance. This is a cheaper alternative than applying for individual health insurance. But this is only short-term. If you are not able to use these health cards, the money you spent will not go back to you.

6) Long-term healthcare. Payment period is only 7 years. You just need to save for 7 years and wait for your money to grow. If you don't get sick, you will get a bonus for being healthy. Kaiser's long-term healthcare program not only has health benefits but also life protection and investment.

Consider getting a Kaiser Long-Term Healthcare program. This is a good investment. -ctto-

Naisip mo ba na darating ang time na tatanda kayo.
Naisip mo ba na baka makasakay din kayo sa wheelchair.
Naisip mo ba sino kaya ang mag aalaga sa iyo pagtanda mo.
Naisip mo ba saan kukuha pambili ng maintenance, medical check up at iba pa.
Huwag mo hintayin na sabihin mo sa iyong sarili SANA kumuha ako ng KAISER noon.
Ang pagkuha ng Kaiser Health Care dapat healthy pa kayo. Kasi wala ng HMO na tatanggap sa iyo pag sakitin kana🤔

Tanong:

"LUGI KA BA SA KAISER LONGTERM HEALTHCARE MO"...

Heto ang explanation ko about Kaiser Longterm Healthcare:

Magbabayad ka for 7 years ng P26970 each year.

Bawat taon may P50K na hospital benefit na magagamit incase na mahospital ka for emergency and NON-preexisting illnesses.

Imaginin mo na lang, gamiting mo every year ang 50K against your P26970. Talo ka pa ba? And shall we say inubos mo na ang 50K per year mo sa loob ng 7 years, may makukuha ka pa ba?

Big YES!!!... start ng 8th to 20th year may healthfund na binibigay si KAISER at nagaaccumulate eto pag di nagagamit.

Tanong. LUGI KA PA RIN BA?...

2nd scenario, paano naman pag di nagamit ang P50K. Ano ang mangyayari. Pag dating ng MATURITY DATE, maliban sa 8th to 20th year na return of investment, guaranteed na ibabalik ni KAISER ang 85% ng total na binayad mo... plus fixed na P45K sa lowest plan... and yung fund mo patuloy na nagiinterest yun kaya PAGTANDA MO, INSTEAD NA MAMROBLEMA PAMILYA MO about MEDICAL EXPENSES --- magagamit mo to...

Tanong. LUGI KA PA RIN BA?...

Isa pa....

Pag namatay ka within 20 years, may matatangap ang beneficiary mo ng DEATH BENEFIT, 202K for normal death and 404K pag accidental. (Lowest plan)

And automatic na matatransfer pa sa kaniya ang POLICY MO...

Tanong. LUGI KA PA RIN BA?...

Ang tanong. Kaya mo ba maglaan ng P88 a day para sa ganitong PREPARATION? if hindi.

LUGI KA BA????

Ctto