Financial Advisor - Miss Hemady

One thing I really like about 𝐕𝐔𝐋 𝐏𝐋𝐀𝐍𝐒 is the 𝐅𝐋𝐄𝐗𝐈𝐁𝐈𝐋𝐈𝐓𝐘. You’re not just paying for life and health protection over time, you also build funds that you can withdraw when needed.

In just the past 3 months, these are 3 out of many client withdrawals I’ve assisted with:
Client 1: Withdrew ₱80,000 to help cover her mom’s hospital bills after surgery
Client 2: Withdrew ₱13,500 after losing a job and needing emergency funds
Client 3: Withdrew ₱34,000 to pay a due insurance policy. Her Sun Fit and well and another VUL.

This is why I always say insurance isn’t just about protection, it’s also about being there when life happens. 😉

Their plan is only around ₱2,000–₱2,500 per month. Because they are consistent with their payments and savings, they’re able to enjoy and access their funds when needed.

𝐀 𝐒𝐮𝐧 𝐋𝐢𝐟𝐞 𝐏𝐫𝐨𝐦𝐢𝐬𝐞 𝐃𝐞𝐥𝐢𝐯𝐞𝐫𝐞𝐝 💛

A true testament to a 𝐩𝐫𝐨𝐦𝐢𝐬𝐞 𝐟𝐮𝐥𝐟𝐢𝐥𝐥𝐞𝐝. One of my clients, just 𝟕 𝐦𝐨𝐧𝐭𝐡𝐬 into her policy, sadly passed away. Her 𝐛𝐞𝐧𝐞𝐟𝐢𝐜𝐢𝐚𝐫𝐢𝐞𝐬 𝐫𝐞𝐜𝐞𝐢𝐯𝐞𝐝 𝐏𝐡𝐩 𝟕𝟎𝟎,𝟎𝟎𝟎 death claim after she had only paid 𝐏𝐡𝐩 𝟏𝟑,𝟔𝟎𝟎 in insurance premiums.

She was diagnosed with 𝐜𝐞𝐫𝐯𝐢𝐜𝐚𝐥 𝐜𝐚𝐧𝐜𝐞𝐫 just before the 𝟗𝟎-𝐝𝐚𝐲 𝐜𝐨𝐧𝐭𝐞𝐬𝐭𝐚𝐛𝐢𝐥𝐢𝐭𝐲 𝐩𝐞𝐫𝐢𝐨𝐝 ended, so we were unable to claim the 𝐏𝐡𝐩 𝟑𝟎𝟎,𝟎𝟎𝟎 𝐜𝐫𝐢𝐭𝐢𝐜𝐚𝐥 𝐢𝐥𝐥𝐧𝐞𝐬𝐬 benefit. Despite the challenges, she 𝐜𝐡𝐨𝐬𝐞 𝐭𝐨 𝐜𝐨𝐧𝐭𝐢𝐧𝐮𝐞 with her plan. There were months she couldn’t pay, but she still tried because she understood the 𝐯𝐚𝐥𝐮𝐞 𝐨𝐟 𝐥𝐢𝐟𝐞 𝐢𝐧𝐬𝐮𝐫𝐚𝐧𝐜𝐞. The 𝐟𝐥𝐞𝐱𝐢𝐛𝐢𝐥𝐢𝐭𝐲 𝐨𝐟 𝐚 𝐕𝐔𝐋 𝐩𝐥𝐚𝐧 really made it possible.

𝐕𝐔𝐋 isn’t for everyone some prefer 𝐩𝐮𝐫𝐞 𝐢𝐧𝐬𝐮𝐫𝐚𝐧𝐜𝐞 or a 𝐭𝐞𝐫𝐦 𝐩𝐥𝐚𝐧. But for me, the 𝐥𝐨𝐧𝐠-𝐭𝐞𝐫𝐦 𝐟𝐥𝐞𝐱𝐢𝐛𝐢𝐥𝐢𝐭𝐲 of VUL has proven to be both rewarding and truly helpful for families in times of need.

Curious about how a VUL plan works for you? Message mo lng ako sendan kita ng draft quote customize ko sa kaya mo lng i-save per month.

Financial Advisor - Miss Hemady