Turin Howell - The Retirement Guy
12/05/2026
Every day I hear “I don’t have enough to retire”
You may be surprised to find out that in fact, you actually do…
Everywhere in the media we hear stories about how you need $1M+ to be able to retire comfortably.
Well, I work with plenty of clients who have retired quite comfortably without a million in the bank.
How does that work?
The answer is that you need enough in your investments to be able to sustain your current lifestyle, or thereabouts.
We don’t retire and suddenly take on a completely different lifestyle!
So when you talk to me, I’ll look at three things:
How much do you actually spend on living?
How much do you need to have invested to sustain that?
How far away from that are you right now?
What I find a lot of the time is that people are a lot closer than they think.
Want to know your own retirement number?
Send me a DM and let’s chat.
I’ll help you reach the best retirement you can afford…
How do I do that? 🤔
• First, I meet with you to understand your situation and find exactly how I can help.
• Then I make recommendations to get you on track, adjust your investments, or start you off on new ones.
• Lastly, I keep in touch every year to ensure that you stay on track to meet your goals and see how you’re progressing.
Along the way, I give simple, straightforward advice to all my clients to improve their financial literacy.
Whether you’re 65 or 25, there’s always something I can help with.
What can I help you with today?
• Sorting out your budget so you’ve got money to invest
• Getting your KiwiSaver in shape to grow into the future
• Setting up a sidecar fund to your KiwiSaver to boost your
investments further
• Advice on how to invest a windfall such as a house sale or
inheritance, so that you’re making the most of your money.
Look forward to having a chat. 💬
30/04/2026
It’s never too late to start, and you might be in a better position than you think.
I can help get a big picture view of your finances and get you on track for retirement.
DM me for a chat
29/04/2026
Afraid you’ll never be mortgage free?
Don’t be!
Talk to me about how you can get on top of your mortgage and start building a retirement nest egg for the future.
DM me for a chat
25/04/2026
I’ll help you reach the best retirement you can afford…
How do I do that?
•First, I meet with you to understand your situation and find exactly how I can help.
•Then I make recommendations to get you on track, adjust your investments, or start you off on new ones.
•Lastly, I keep in touch every year to ensure that you stay on track to meet your goals and see how you’re progressing.
Along the way, I give simple, straightforward advice to all my clients to improve their financial literacy.
Whether you’re 65 or 25, there’s always something I can help with.
What can I help you with today?
•Sorting out your budget so you’ve got money to invest
•Getting your KiwiSaver in shape to grow into the future
•Setting up a sidecar fund to your KiwiSaver to boost your investments further
•Advice on how to invest a windfall such as a house sale or inheritance, so that you’re making the most of your money.
Look forward to having a chat.
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