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Fintech da Banki

Fintech na nufin Financial Technology, wato kamfani da ke amfani da fasaha (app ko yanar gizo) domin bayar da ayyukan kuɗi.

Banki kuwa cibiyar kuɗi ce da aka ba lasisi domin karɓar ajiya, bayar da rance, gudanar da asusu, da sauran ayyukan kuɗi.

Bambance-bambance

Fintech Banki

Yana amfani da fasaha wajen bayar da sabis Cibiyar kuɗi ce mai lasisi
Yawanci ana amfani da app ko yanar gizo Yana da rassa da kuma sabis na kan layi
Sabis yana da sauri kuma sauƙin amfani Yana ba da nau'ikan ayyukan kuɗi da yawa
Sau da yawa kuɗin hidima sun fi ƙanƙanta Tsarinsa ya fi ƙarfi saboda dokokin gwamnati
Yana mai da hankali kan biyan kuɗi, tura kuɗi, ko lamuni Yana ba da ajiyar kuɗi, rance, katin ATM, da sauran ayyuka

Wanne ya fi?

Fintech ya fi dacewa idan kana son sauri, sauƙin amfani, da gudanar da komai ta waya.

Banki ya fi dacewa idan kana buƙatar cikakkun ayyukan kuɗi, kariya mai ƙarfi, da samun rassa idan an buƙata.

A yau, bankuna da yawa suna amfani da fasahar fintech, kuma wasu kamfanonin fintech suna aiki tare da bankuna ko suna samun lasisin banki.