Lumyu Unfiltered

📊 Lack of Industrialisation Behind Tripura’s Low Credit-Deposit Ratio

Agartala | May 2, 2026

Tripura continues to face a declining Credit-Deposit Ratio (CDR), primarily due to the lack of industrialisation in the state. Speaking at a press conference in Agartala, Tripura Gramin Bank Chairman Satyendra Singh highlighted that limited industrial activity has significantly reduced the demand for large-scale loans.

According to the State Level Bankers’ Committee report, the state’s CDR has shown a downward trend over the past three financial years — dropping from 52% in 2023–24 to 50% in 2025–26. The absence of sufficient industries and processing centres has made it difficult for banks to expand lending compared to other states.

Despite the broader trend, Tripura Gramin Bank has managed to improve its own performance, increasing its CDR from 36.44% in 2022–23 to 41.63% in 2025–26. The bank reported total deposits of ₹15,422 crore and a consolidated profit of ₹184.84 crore during the last fiscal year.

However, there is optimism for the future. With ongoing infrastructure investments in the state, experts believe that industrial growth will pick up, leading to increased loan demand and an improved CDR in the coming years.

Bubagra Pradyot Manikya attended the Buddha Jayanti celebrations at Venuban Vihar. Governor N. Indrasena Reddy was also present on the occasion

Agartala: A controversy has arisen after a local bar, “Happiest Hour,” displayed images of Gautama Buddha at its entrance. Many members of the Buddhist community have called the act inappropriate, stating that using a sacred symbol in a commercial space like a bar is disrespectful.
Community representatives have demanded the removal of the images and warned of further action if the issue is not addressed. No official response has yet been given by the establishment.