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The Never Saw It Rule and Why Many People Shouldn't Overpay Their Mortgages 10/05/2026

Sky News Feature: Is overpaying your mortgage actually the best move? 🤔.

Martin Rayner recently joined the Sky News Money blog to pull back the curtain on what it’s really like to work as a Chartered Financial Adviser and share some of his most requested advice.

If you’ve ever felt like your financial life is a bit "scattered"—with pension pots at different companies or uncertainty about how much risk you should really be taking—this feature is a must-read.

Key Highlights:
✅ The "Never Saw It" Rule: The smallest money habit with the biggest impact.
✅ Lifestyle Inflation: How to avoid the trap that catches many high-earners.
✅ Pension Clarity: Why consolidation is the key to knowing exactly where you stand for retirement.
✅ Risk Management: Why the goal isn't to find "the next Apple," but to ensure you can retire exactly when you want to.

Financial planning isn't just about numbers; it's about matching your money to the life you want to lead.

👇 Catch the full interview and tips below:
https://news.sky.com/story/the-never-saw-it-rule-and-why-many-people-shouldnt-overpay-mortgage-tips-from-a-financial-adviser-13537041

The Never Saw It Rule and Why Many People Shouldn't Overpay Their Mortgages Chartered financial adviser Martin Rayner shares his best money tips from never saw it rule why overpaying mortgage may not be smartest move

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