Numbers lady
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I love sharing practical (and sometimes not-so-exciting) facts, industry tips, and advice to keep you tax-savvy and financially confident
02/07/2026
Another great day spent gathering knowledge 🤩 MTD here I come 💪
06/06/2026
🚨 Doing your own Self Assessment? One small tick could make a big difference.
When you're just starting out in business, it's tempting to focus only on your tax bill. However, a simple mistake or a missed box on your Self Assessment return could affect your National Insurance record and, in turn, your future State Pension entitlement.
I've seen many people assume everything is being recorded correctly, only to discover years later that they have gaps in their National Insurance record.
✅ Check your return carefully before submitting.
✅ Make sure your self-employment details are completed correctly.
✅ Don't assume HMRC will automatically know your intentions.
Sometimes it's not the figures that cause problems—it's the boxes that weren't ticked.
A few minutes checking your return today could save you a lot of headaches in the future.
📢 Did you know?
If you're self-employed, the Small Profits Threshold for the 2026/27 tax year is £7,105.
✅ If your profits are £7,105 or more, you'll usually receive a qualifying year towards your State Pension without having to pay Class 2 National Insurance contributions.
⚠️ If your profits are below £7,105, you won't automatically receive a qualifying year. However, you can choose to pay voluntary Class 2 National Insurance contributions, currently £3.65 per week, to protect your State Pension entitlement.
If you don't earn enough and don't receive National Insurance credits or make voluntary contributions, you could end up with a gap in your National Insurance record, which may reduce your State Pension in the future.
It's worth checking your National Insurance record regularly to make sure you're building qualifying years for retirement.
28/05/2026
Learning more about Making Tax Digital (MTD) for landlords 📚
With upcoming HMRC changes, landlords will need to keep digital records and submit updates more regularly. Now is a good time to understand how MTD may affect your rental income and reporting obligations.
Staying prepared early can make the transition much smoother
🚀 My clients are my BEST inspiration! 💖
Every single day, you guys motivate me to create and post helpful content like this. Your questions, your businesses, and your success stories keep me going! Thank you for being amazing! 🙌
Today I’m sharing something super practical that every business owner needs to know:
What MUST be included on a valid VAT receipt/invoice 📋
To stay fully compliant and avoid any headaches with tax authorities, make sure your VAT receipts include ALL of these details:
✅ A unique, sequential invoice number
✅ The seller’s business name, address, and VAT registration number
✅ The buyer’s business name and address
✅ The date the invoice was issued
✅ The tax point (or time of supply), if it’s different from the invoice date
✅ A clear description of the goods or services supplied
✅ The quantity of each item
✅ The price per item (excluding VAT)
✅ The rate of VAT charged per item
✅ The total amount, excluding VAT
✅ The total amount of VAT charged
Save this post for later or share it with your team! 📌
Got questions about your VAT receipts, invoices, or bookkeeping? Drop a comment below or send me a DM — I’m always happy to help!
28/12/2025
🤖 Workaholic (noun):
A human who mistakenly believes their office chair is a throne, their inbox is a soulmate, and “out of office” is a myth
12/12/2025
🌟 Hi everyone! 🌟
I’m working today from the amazing Sunday's Breadcafé, and I’ve decided to offer something special for anyone feeling stressed about their Self Assessment tax return.
☕ FREE 20-minute consultation
If you have any questions or need help understanding what to submit, what to claim, or how to get started — just pop in and say hi!
No pressure, no obligation — just friendly guidance while supporting a lovely local business. 💛
📍 Sunday’s Bread, 24 Station Road, Bognor
I’ll be here today, so feel free to drop by!
See you soon! 😊✨
Are you a stressed-out self-employed person dreading self assessment season? 😵💫📚
I’m offering 20 minutes of FREE advice over a cup of coffee on how you can manage your Self Assessment yourself.
Yes, you read that right – no catch, just practical tips from a local bookkeeper to help you feel more in control of your numbers ✅
When? This Friday 12/12/2025
📍 Where? Sunday’s Bread 24, Station Road, Bognor
☕ What’s included?
1 coffee
20 mins of my time
Simple guidance tailored to your situation
You get clarity and confidence, and you’re also supporting a wonderful local business at the same time.
If this sounds like something you need, comment “COFFEE” below or send me a message to book a slot.
See you at Sunday’s Bread 24! 💛📊
02/12/2025
📣 When Does a Hobby Become a Business?
🎨💻🧁📦 Whether you're crafting, consulting, baking or reselling online — HMRC draws the line at £1,000.
💡 If you earn £1,000 or more in a tax year (6 April – 5 April), it’s time to treat your side hustle as a business.
✅ Tips for a Smooth & Stress-Free Start:
💳 Open a separate business bank account (if it’s free — even better!)
🏷️ Pick a business name that reflects what you do
📂 Keep personal and business expenses separate — always
🧾 Save every receipt, invoice & record for at least 5 years (including the current tax year)
🎯 Getting set up properly means less stress at tax time and more confidence in your growing business.
📬 Need help setting up or want clarity on taxes, HMRC registration or bookkeeping?
Drop a message — I'm here to help 👩💻📊
24/11/2025
🕘 It’s just past 9 PM. I know it’s getting late, but I still have a few receipts to sort through. I genuinely don’t mind—if it helps my client stay compliant with upcoming VAT and MTD requirements, it’s absolutely worth it. Happy Monday! 💼📊
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