Guaranteed Auto Approvals
Meet Mitch, your guide to finding the perfect vehicle.
With years of experience, he knows exactly what to look for and can answer all your questions.
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06/16/2023
Do I need to have a down payment to get approved for a car loan?
- Car loan down payments aren't always required in Canada, but are highly recommended.
- Typical down payments range from 10% to 20% of the car's purchase price.
- A larger down payment usually leads to lower monthly payments and less interest over the loan term.
- If making a down payment is a challenge, consider alternatives like trading in your old car.
- Some lenders may offer car loans without a down payment, especially if you have a stable income.
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