Mortgage Engineer

Not sure where to start when it comes to the mortgage process?

For most people, their mortgage is their largest debt obligation, and their home is usually their most significant asset. This is why having a well-thought-out mortgage plan is essential. The right mortgage plan can protect you from a downturn in the economy, save you thousands of dollars in interest payments, and help you build your wealth over time.

If you have any questions about the mortgage process, give me a call at 780-914-2620.

Don't Auto-Renew

Your lender sends a renewal offer.

Should you sign it?

Maybe.

Should you review your options first?

Absolutely.

if you need help reviewing your mortgage and seeing if it work with your future financial goals, contact me at 780- 780-914-2620 or email [email protected]

What is a Purchase Plus Improvement Mortgage?

A purchase plus mortgage helps qualified home buyers carry home improvement costs into their mortgage with as little as 5% down. It is for borrowers who want to make improvements to their home immediately after taking possession of the purchased property, the Purchase Plus Improvements Program allows you to do so with one manageable mortgage.

Some of the requirements are:
- The improvements have to increase the value of your home.
- You will need an estimate to be approved by the lender.
- You need to pay for the improvements upfront, and the lender will reimburse you
when completed.

If you find a home that would be a perfect fit, but needs a little love, contact me today to see if this is the right product for you.

Call: 780-914-2620
Email: [email protected]

Are you buying your first house this year? If the answer is yes, you should explore our government’s programs to see if they can provide assistance.

There are 2 that may benefit you:

1)First-Time Home Buyer Incentive (FTHBI): This national program helps first-time homebuyers with a shared-equity mortgage, where the government contributes 5% or 10% of the home’s purchase price to lower your monthly payments.

2)Home Buyers’ Plan (HBP): You can withdraw up to $35,000 from your RRSP for a down payment, tax-free, as long as you repay it within 15 years.

If you have any questions about buying your first home, contact me today!

Call: 780-914-2620
Email: [email protected]

It is a beautiful day to go after your dreams.

If your dream is to buy a new home, your first step should be to get pre-approved.

Call me - Raeann, today to make an appointment at 780-914-2620.

Owning a home is one way to build equity. Over time as you make mortgage payments, which is investing in your property and will benefit you in the long run.

If you are wanting to invest in a property, give me a call at 780-914-2620 and I can help.