Pula Sense
When are you ready to invest?
1. When you spend less than you earn
2. When you have control of your expensive debt
3. You have built an emergency fund
12/09/2025
đ Did you knowâŚ?
Would you be interested to learn that a Motswana living in Botswana can invest directly in international marketsâusing one of the largest and most respected U.S. brokerage firms?
And would it surprise you to know that this can be done at a fraction of the fees youâre likely paying to your pension fund manager?
đ¸ Lower costs.
đ Global access.
đ More control over your future.
Comment below if youâd like to know more. Letâs talk smart investingâthe P**a Sense way. đ§đź
22/08/2025
Tracking your expenses is a great first step to understanding and controlling your finances. Use our free expense worksheet to start your financial wellness journey!
The Simple Tool That Will Help You Stop Living Beyond Your Means Tracking your expenses against your income is the first step to building a strong financial foundation
11/08/2025
Living long and prospering requires focusing on more than just your finances. Read the article to find out more!
Want to Live Long and Prosper? Get Harder to Kill I don't mean in the Navy Seal harder to kill way. Look after your financial, mental and physical health and you are more likely to live long and prosper despite what the World will throw at you.
01/08/2025
Small steps become big journeys..
First Things First: Know Your Financial Picture Before you Budget, look at the map
29/07/2025
đ A 1% fee sounds small â until itâs not.
Letâs say you invest BWP 10,000 for 30 years:
âĄď¸ At 8% return: BWP 100,627
âĄď¸ At 7% return (after a 1% fee): BWP 76,123
Thatâs a BWP 24,504 difference â almost 25% of your potential gains gone to fees!
đ Itâs not about being cheap. Itâs about protecting your growth.
đĄ Know what youâre paying. Keep more of what you earn.
Always watch the fees.
29/07/2025
Why the Bank of Botswana's change to the exchange rate band matter to you..
29/07/2025
Hopefully we all try to save. It's an important part of the financial wellness journey. However, it's not the only part. Find out why.
I Always Saved â But That Wasnât Enough: A Personal Journey to Financial Empowerment The saving mindset was where it all began
29/07/2025
Why I started down this road...
I made mistakes. You don't have to!
The Global Motswana (@pulasense) Four years ago I decide to take a loss to leave a financial advisor who didnât have my interests at heart. In that moment I decided I was done outsourcing my financial future. I spent the next two years learning everything I could and then actioned my plan. I am still learning every day but now I....
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