Base Home Loans
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We take the time to listen and understand before we match your needs to the ideal home loan product from over 40 lenders. Base Home Loans is a Perth mortgage broker helping first home buyers, refinancers, homeowners and property investors find suitable home loan options. We provide strategic mortgage advice across Perth and Australia, helping clients understand borrowing capacity, compare lenders,
11/05/2026
First home buyers…
Does it feel almost impossible to buy right now?
You’re not imagining it.
Prices have risen.
Rents are high.
Borrowing capacity is under pressure.
And saving a deposit can feel like chasing a moving target.
But home ownership may not be completely out of reach.
Options to explore:
⚪️Guarantor loans
⚪️Low deposit schemes
⚪️WA stamp duty concessions
⚪️Buying a stepping-stone property
⚪️Improving your borrowing capacity
Your first home doesn’t have to be your forever home.
It just needs to be the right first step.
Hard does not mean hopeless.
There may be more options than you think.
We specialise in strategy when it doesn’t feel easy. Give Dan a call to see what your options are.
Subject sales in the Perth market right now just aren’t really hitting the same way and instead buyers are turning to Bridging Finance.
Bridging finance used to be seen as something you only used when timing didn’t line up, but that has now changed.
In Perth’s current market, it’s becoming a proactive strategy that allows you to:
📌 act quickly when the right property appears
📌 make stronger, cleaner offers
📌 avoid being tied to a “subject to sale” condition that is unlikely to put you on the top of the offer pile.
However, bridging finance is also becoming a tool for other scenarios outside of the buy/sell to fund a range of objectives.
If it’s something you’re not sure about but need to understand the ins and outs - reach out anytime for a chat.
17/03/2026
Will Perth property prices come down in 2026?
It’s one of the most common questions we’re being asked right now. Hourly if not daily.
The honest answer is that no one can predict the property market perfectly, but looking at the fundamentals can give us some clues.
Right now, Perth is still dealing with very tight housing supply, strong population growth, and ongoing demand from both owner occupiers and investors. These factors have been a big driver behind the strong price growth we’ve seen over the past couple of years.
For prices to drop significantly, we would typically need to see things like a large increase in housing supply, rising unemployment, or much higher interest rates putting pressure on borrowers. At the moment, those conditions aren’t strongly present.
What we may see instead is a slowing of price growth rather than a sharp drop as the market finds a more balanced pace.
For buyers, the key takeaway is that trying to perfectly “time the market” is incredibly difficult. What often matters far more is having the right mortgage strategy, structuring your loan correctly, and making sure your purchase fits your long-term financial plan.
Whether you’re thinking about buying, refinancing, or planning your next property move, getting the right advice early can make a big difference.
If you’d like to talk through your situation and options, feel free to reach out for a mortgage strategy session. 🏡
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Address
27 Oxford Close
West Leederville, WA
6007
Opening Hours
| Monday | 7am - 9pm |
| Tuesday | 7am - 9pm |
| Wednesday | 7am - 9pm |
| Thursday | 7am - 9pm |
| Friday | 7am - 9pm |
| Saturday | 7am - 9pm |
| Sunday | 7am - 9pm |
