Purely Finance

🚨 BREAKING NEWS: RBA increases interest rates by 0.25% 🚨

The Reserve Bank of Australia has today lifted the cash rate by 25 basis points to 4.35%.

The RBA’s decision reflects:
-Inflation increasing again in the second half of 2025
-Ongoing capacity pressures in the economy
-Higher fuel and commodity prices, partly due to conflict in the Middle East
-Early indications that businesses facing higher costs are passing these through to prices
-A rise in short‑term inflation expectations

The Board concluded that inflation is likely to remain above target for some time, and that a further increase in interest rates was necessary to manage these risks.

What this means for borrowers:
-Variable mortgage rates are likely to rise
-Repayments may increase as lenders respond
-Borrowing conditions remain tight for buyers

Rate changes affect households differently depending on loan structure and lender policy.

If you’d like to understand what today’s announcement means for your mortgage - or review your options in the current rate environment - our team is here to help.

🚀 We’ve Just Launched Our New Website!

Our brand new website is officially live at
👉 www.purelyfinance.com.au

It’s been designed to make it easier to understand what we do, how we help, and how to get started.

Here’s what you’ll find on the new site:
🏡 Clear info on home loans, refinancing and investment finance
📊 Personal, business and commercial lending options
📈 Financial planning services under one roof - with a mini website for Purely FP
⭐ Real client reviews and success stories
📍 The ability to request a free property report - whether you’re researching a potential purchase or want insights into your current property’s value
📩 Simple ways to get in touch or book a chat

If you’re buying, refinancing, investing, or just gathering information, the new site gives you a clear starting point.

👉 Have a look and let us know what you think.

Purely Finance | Personalising Your Financial Future Purely Finance in provides personalised financial solutions including home loans, business finance, personal loans, and financial planning. Clear advice, tailored support, and guidance for every stage of your financial journey.

🚨 Big News for First Home Buyers 🚨

From 1 October 2025, the Federal Government is rolling out major changes to the First Home Guarantee Scheme:
✅ Unlimited places – all eligible first home buyers with a 5% deposit can apply
✅ No income caps – higher earners now included
✅ Increased property price caps
✅ Simpler access for regional buyers

New WA price caps:
🏠 Metro: $850k (up from $600k)
🌾 Other Areas: $600k (up from $450k)

These changes will make it easier for thousands more first home buyers to enter the property market - but they may also place upward pressure on prices.

If you’re planning to buy your first home, now could be the perfect time to get prepared. 💡

📩 Get in touch with our team to explore your options and take advantage of these changes.